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Vehicles
Autos
Quality auto insurance is a key component of a good financial plan. The right coverage can help safeguard your assets from loss, damage and lawsuits when the unexpected happens. As your insurance broker, I can help you create an affordable auto policy that provides financial security and gives you peace of mind.
Classic Cars
Our agency provides insurance coverage for hundreds of thousand of collector vehicles used for pleasure, driving, car shows, and club events. We offer insurance coverage for stock and safely-modified vehicles at extremely competitive rates. We insure, antiques, Muscle Cars, Exotics, Custom Cars and many more. We off agreed Value Coverage, Low Premiums, No Deductible and Flexible Usage.
Motorcycles
Even if you've been riding for years, it's a good idea to take a close look at your motorcycle insurance coverage. Things change, and chances are you've got a lot to look out for. There's no way around it: Anytime you're on the road, there's a chance you might get injured. One of the most important things you can do is make sure your motorcycle insurance coverage can help with medical bills if you should get into an accident.
Scooters
For people who have turned to scooters for gas savings -- or just because they're fun -- you'll be happy to know that we offer coverage for those, too. No matter the engine size, gas or electric, we'll find the lowest insurance rates for most street-legal vehicles, offering the same great protection and discounts as our motorcycle coverage.
RV's
The freedom of the open road with all the conveniences of home... As a motor home owner consider protecting your motor home, yourself and your traveling companions. Select the coverage that's right for you and personalize it with special optional coverages. Also, consider purchasing an RV Roadhelp Plan to protect you from unexpected road hazards.
Snowmobiles
When the winter weather arrives, many people take it in stride...but for some - it's pure adrenaline. Skiers, ice skaters...and especially snowmobile enthusiasts crave that white blanket of snow on the ground.
And nothing beats cutting through fresh powder on a trail with your sled... until something unexpected happens. We offer affordable snowmobile insurance coverage that helps protect you, your passenger, your snowmobile and even someone else's property that may be damaged by your snowmobile.
Boats
A life jacket shouldn’t be your only source of protection when the waves get rough. As a boat owner, you join over 70 million boaters tackling the tide each year. That means thousands of boating accidents annually. As your Broker, I’m here to help you find coverage that protects you, your family and your boat—both on and off the water.
Motor Club Insurance
Emergency roadside service offers you a choice of plans. You can always be assured of prompt and professional service 24 hours a day.
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Home
Homeowners
Whether you’re a first-time homebuyer or designing your dream home, buying a house is one of the most important decisions you’ll ever make. Once you sign the papers and move in, you may be settling down, but your insurance needs are always in transit.
Condominium
As a condo owner, you’re in a unique situation. You have both individual and common insurance needs. Individually, you need to protect your personal property, and you also need protection from liabilities and additional assessment fees. With your fellow condo owners, you share certain responsibilities, such as building upkeep, as well as common liability.
Renters
Your property isn't any less valuable when you rent. And if you've got as much stuff as the average renter, then it's worth over $30,000. Take into account your clothes, books, CDs, stereo system, TV, jewelry and other valuables you might have.
Manufactured Homes
Modern manufactured homes look nothing like they did just ten years ago, If it was built in a factory to HUD standards, we have a policy to insure it. Let us talk to you about the coverage that's right for you and your home.
Landlords
You're insuring your rental property with a homeowner's policy, you may be spending more than you need to. The Landlords Package Policy can help protect landlords with smaller properties-from single-family homes up to four family-rental units.
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Personal
Life Insurance
You want to protect what matters most in your life: your loved ones. With life insurance, you help to ensure that the financial needs of your family are met in the event of your death. This means peace of mind for you now, knowing your family will be secure in the future.
Personal Umbrella
You dont have to be a millionaire to be sued like one. Learn how a Personal Umbrella policy can protect you and your assets.
Financial Investments
Our exclusive services help grow your assets, protect what you've built, minimize taxes, and pass on your wealth to your heirs. We have a wide range of products for every investor.
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Business and Commercial
As a business owner, securing your business for the long-run takes a strategy that works on all fronts—responding to your individual, business and employee needs. What safeguards do you have against the liabilities and risks that come with managing your business? What are your plans for the continuation of the business after your death, or the death of a partner or a key employee? What benefits do you offer employees to maintain their security and loyalty? How about your own financial needs?
Worker's Compensation
Workers compensation insurance is required by law in California for employers with as few as one employee to protect employers in the event of injuries sustained by employees while on the job.
While required by law, rates for workers compensation insurance premiums are not regulated by the state. I can help your find the best rates for workers compensation coverage. |
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Flood
National Flood Insurance Program
A flood can be one of the worst disasters that can devastate your neighborhood. It's such a big deal that the Federal Government runs a National Flood Insurance Program (NFIP). That's why Home and Property Insurance typically doesn't cover flooding. The government draws a Flood Hazard Boundary Map that divides the country into flood zone risk areas, and their Flood Insurance Rate Map sets the coverage and premiums for those areas. You can enter your address at www.floodsmart.gov to find out your risk.
Earthquake
Is Earthquake insurance right for you? The California earthquake insurance situation is unique, and it pays to do your homework.
Are you in an active zone? Does your home meet earthquake retrofit codes? Can you afford the deductible and premiums?
There are three basic options for buying EQ insurance:
- Buy coverage through the company that insures your home; or
- Buy coverage through a “stand-alone” private company; or
- Buy coverage through the California Earthquake Authority.
I can help you analyze your options by doing the math to find out if buying EQ insurance is the right financial decision for you.
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